We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any troublesome circumstances you might encounter. We won't fold when the times get troublesome, as some receivables factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the most suitable match for your company - it might be us or another receivables factoring company.

We have a huge network of receivables factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, when you take the time to explain your needs to us, you'll quickly learn that we can help you find just what you need.

Nearly all receivables factoring businesses let you pick and choose your customers that you want to factor. But a handful of them usually require a minimum dollar amount in order to do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

Nearly all receivables factoring businesses . You'll need to rent a metal detector to uncover those fees. Be rest assured, We do not behave this way.  We are absolutely transparent about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, determine concerns. Based on that information we will put together a tailored solution for you. Nearly all factoring firms especially the Silicon Valley ones mostly put their faith on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or won't.

Don't forget the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on the lookout for negative payment trends. This is essential to prevent avoidable write-offs.

Our company incorporates advanced technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Nearly all other companies are not even in the same neighborhood.